STATISTICAL ANALYSIS OF THE DYNAMICS OF REINSURANCE PREMIUMS AND CLAIM PAYMENTS IN UZBEKISTAN

Abstract

This paper presents a comprehensive statistical analysis of the dynamics of reinsurance premiums and claim payments in Uzbekistan. The study aims to assess the role of reinsurance in the risk management system of insurance companies and its impact on financial stability and solvency. The research is based on official statistical data covering recent years, including the third quarter of 2025. Using descriptive statistical methods, growth rate analysis, and graphical interpretation, the trends and structural changes in the reinsurance market are examined. The results indicate a steady increase in reinsurance premiums alongside a more balanced growth of claim payments, reflecting the strengthening role of reinsurance mechanisms in mitigating large and catastrophic risks. The findings contribute to a deeper understanding of the development prospects of the reinsurance market in Uzbekistan and provide practical insights for improving risk management policies.